/* =========================================================
   Satnam Auto Insurance — styles.css
   Palette: deep navy + warm gold
   ========================================================= */

:root{
  /* Brand */
  --ink:#0A1633;
  --navy-900:#08122B;
  --navy-800:#0F1F45;
  --navy-700:#16294F;
  --navy-600:#1E3663;

  --gold:#C8912F;
  --gold-400:#E0B44A;
  --gold-300:#EFCE7C;
  --gold-soft:#FAF3E2;

  --wa:#25D366;
  --wa-dark:#128C7E;

  /* Neutrals */
  --white:#FFFFFF;
  --cream:#FBF9F5;
  --paper:#F4F2ED;
  --line:#E4E1D9;
  --line-dark:rgba(255,255,255,.12);
  --slate:#5B6479;
  --slate-light:#8B93A5;

  /* Type */
  --f-display:'Plus Jakarta Sans','Segoe UI',system-ui,-apple-system,sans-serif;
  --f-body:'Inter','Segoe UI',system-ui,-apple-system,sans-serif;

  /* Layout */
  --wrap:1200px;
  --pad:clamp(1.15rem,4vw,2.5rem);
  --r-sm:10px;
  --r:16px;
  --r-lg:24px;
  --r-xl:32px;

  /* Elevation */
  --sh-sm:0 2px 8px rgba(10,22,51,.06);
  --sh:0 12px 32px -8px rgba(10,22,51,.12);
  --sh-lg:0 32px 70px -20px rgba(10,22,51,.24);
  --sh-gold:0 16px 40px -12px rgba(200,145,47,.42);

  --ease:cubic-bezier(.22,.68,.32,1);
}

*,*::before,*::after{box-sizing:border-box;}

html{scroll-behavior:smooth;scroll-padding-top:96px;-webkit-text-size-adjust:100%;}

body{
  margin:0;
  font-family:var(--f-body);
  font-size:16.5px;
  line-height:1.68;
  color:var(--slate);
  background:var(--white);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}

img{max-width:100%;display:block;}
svg{display:block;}

h1,h2,h3,h4{
  font-family:var(--f-display);
  color:var(--ink);
  line-height:1.12;
  letter-spacing:-.022em;
  margin:0 0 .55em;
  font-weight:800;
}
h1{font-size:clamp(2.35rem,5.4vw,4.1rem);letter-spacing:-.032em;}
h2{font-size:clamp(1.85rem,3.6vw,2.85rem);letter-spacing:-.028em;}
h3{font-size:1.22rem;font-weight:700;}
h4{font-size:1.02rem;font-weight:700;}
p{margin:0 0 1.1em;}
p:last-child{margin-bottom:0;}
a{color:inherit;}
strong{color:var(--ink);font-weight:600;}

.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:var(--pad);}

.skip-link{
  position:absolute;left:-9999px;top:0;z-index:999;
  background:var(--ink);color:#fff;padding:.8rem 1.2rem;border-radius:0 0 var(--r-sm) 0;
}
.skip-link:focus{left:0;}

:focus-visible{outline:2.5px solid var(--gold);outline-offset:3px;border-radius:4px;}

/* ============ BUTTONS ============ */
.btn{
  --btn-bg:var(--ink);--btn-fg:#fff;
  display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  font-family:var(--f-display);font-weight:700;font-size:.95rem;letter-spacing:-.01em;
  padding:.88rem 1.55rem;border-radius:999px;border:1.5px solid transparent;
  background:var(--btn-bg);color:var(--btn-fg);
  text-decoration:none;cursor:pointer;white-space:nowrap;
  transition:transform .28s var(--ease),box-shadow .28s var(--ease),background .22s,color .22s,border-color .22s;
}
.btn:hover{transform:translateY(-2.5px);}
.btn:active{transform:translateY(0);}
.btn .ico{width:19px;height:19px;flex:none;}

.btn--sm{padding:.62rem 1.15rem;font-size:.87rem;}
.btn--lg{padding:1.06rem 2rem;font-size:1.02rem;}
.btn--full{width:100%;}

.btn--gold{
  background:linear-gradient(135deg,var(--gold-400),var(--gold));
  color:var(--ink);box-shadow:var(--sh-gold);
}
.btn--gold:hover{box-shadow:0 22px 50px -14px rgba(200,145,47,.6);}

.btn--wa{background:var(--wa);color:#04301A;box-shadow:0 14px 34px -12px rgba(37,211,102,.62);}
.btn--wa:hover{background:#1FC15C;box-shadow:0 20px 44px -14px rgba(37,211,102,.75);}

.btn--outline{background:transparent;color:var(--ink);border-color:var(--line);}
.btn--outline:hover{border-color:var(--ink);background:var(--ink);color:#fff;}

.btn--ghost{background:rgba(10,22,51,.05);color:var(--ink);}

.btn--light{background:#fff;color:var(--ink);}
.btn--light:hover{background:var(--gold-soft);}

.link{
  display:inline-flex;align-items:center;gap:.4rem;
  font-family:var(--f-display);font-weight:700;font-size:.92rem;
  color:var(--gold);text-decoration:none;
}
.link span{transition:transform .25s var(--ease);}
.link:hover span{transform:translateX(4px);}

/* ============ TOP BAR ============ */
.topbar{background:var(--navy-900);color:rgba(255,255,255,.72);font-size:.8rem;}
.topbar__inner{display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:38px;}
.topbar__item{display:inline-flex;align-items:center;gap:.5rem;letter-spacing:.01em;}
.dot{width:7px;height:7px;border-radius:50%;background:var(--wa);box-shadow:0 0 0 3px rgba(37,211,102,.2);animation:pulse 2.4s infinite;}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.45}}

/* ============ NAV ============ */
.nav{
  position:sticky;top:0;z-index:100;
  background:rgba(255,255,255,.82);
  backdrop-filter:blur(18px) saturate(180%);
  -webkit-backdrop-filter:blur(18px) saturate(180%);
  border-bottom:1px solid transparent;
  transition:border-color .3s,box-shadow .3s,background .3s;
}
.nav.is-stuck{border-bottom-color:var(--line);box-shadow:0 6px 28px -14px rgba(10,22,51,.22);}
.nav__inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:74px;}

.brand{display:inline-flex;align-items:center;gap:.65rem;text-decoration:none;flex:none;}
.brand__mark{
  width:38px;height:38px;flex:none;display:grid;place-items:center;border-radius:11px;
  background:linear-gradient(140deg,var(--navy-700),var(--ink));color:var(--gold-400);
  box-shadow:var(--sh-sm);
}
.brand__mark svg{width:21px;height:21px;}
.brand__text{
  font-family:var(--f-display);font-weight:800;font-size:1.06rem;
  color:var(--ink);letter-spacing:-.03em;line-height:1.15;
}
.brand__text em{display:block;font-style:normal;font-weight:600;font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);}

.nav__links{display:flex;align-items:center;gap:1.9rem;}
.nav__links a{
  font-family:var(--f-display);font-size:.92rem;font-weight:600;
  color:var(--ink);text-decoration:none;position:relative;padding:.2rem 0;
  transition:color .2s;
}
.nav__links a::after{
  content:"";position:absolute;left:0;bottom:-3px;width:100%;height:2px;
  background:var(--gold);transform:scaleX(0);transform-origin:right;
  transition:transform .32s var(--ease);
}
.nav__links a:hover::after{transform:scaleX(1);transform-origin:left;}
.nav__mobilecta{display:none;}

.nav__actions{display:flex;align-items:center;gap:.6rem;flex:none;}

.burger{
  display:none;width:42px;height:42px;border:1px solid var(--line);background:#fff;
  border-radius:11px;cursor:pointer;padding:0;place-items:center;gap:4.5px;
}
.burger span{display:block;width:17px;height:2px;background:var(--ink);border-radius:2px;transition:transform .3s var(--ease),opacity .2s;}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6.5px) rotate(45deg);}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0;}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg);}

/* ============ HERO ============ */
.hero{position:relative;overflow:hidden;background:var(--cream);padding:clamp(3.5rem,7vw,6rem) 0 clamp(4rem,8vw,7rem);}
.hero__bg{position:absolute;inset:0;pointer-events:none;}
.orb{position:absolute;border-radius:50%;filter:blur(70px);opacity:.5;}
.orb--1{width:min(46vw,540px);aspect-ratio:1;background:radial-gradient(circle,rgba(224,180,74,.5),transparent 68%);top:-14%;right:-8%;animation:drift 22s ease-in-out infinite;}
.orb--2{width:min(38vw,440px);aspect-ratio:1;background:radial-gradient(circle,rgba(30,54,99,.3),transparent 68%);bottom:-18%;left:-10%;animation:drift 26s ease-in-out infinite reverse;}
@keyframes drift{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(-4%,5%) scale(1.09)}}

.grid-lines{
  position:absolute;inset:0;
  background-image:linear-gradient(rgba(10,22,51,.045) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(10,22,51,.045) 1px,transparent 1px);
  background-size:64px 64px;
  mask-image:radial-gradient(ellipse 90% 65% at 50% 35%,#000 20%,transparent 78%);
  -webkit-mask-image:radial-gradient(ellipse 90% 65% at 50% 35%,#000 20%,transparent 78%);
}

.hero__inner{position:relative;display:grid;grid-template-columns:1.06fr .94fr;gap:clamp(2.5rem,5vw,4.5rem);align-items:center;}

.pill{
  display:inline-flex;align-items:center;gap:.6rem;
  background:rgba(255,255,255,.9);border:1px solid var(--line);
  padding:.5rem 1rem .5rem .75rem;border-radius:999px;
  font-size:.83rem;font-weight:600;color:var(--ink);font-family:var(--f-display);
  box-shadow:var(--sh-sm);margin-bottom:1.6rem;
}
.pill__dot{width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 3.5px rgba(200,145,47,.18);}

.grad{
  background:linear-gradient(115deg,var(--gold),var(--gold-400) 45%,var(--gold-300));
  -webkit-background-clip:text;background-clip:text;color:transparent;
}

.lede{font-size:1.09rem;line-height:1.72;max-width:56ch;}

.hero__cta{display:flex;flex-wrap:wrap;gap:.8rem;margin:2rem 0 1.7rem;}

.hero__ticks{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.5rem 1.6rem;font-size:.88rem;font-weight:500;}
.hero__ticks li{display:inline-flex;align-items:center;gap:.45rem;}
.hero__ticks svg{width:17px;height:17px;color:var(--wa-dark);flex:none;}

/* Quote card */
.hero__visual{position:relative;}
.qcard{
  background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);
  padding:1.6rem;box-shadow:var(--sh-lg);position:relative;z-index:2;
  animation:floaty 7s ease-in-out infinite;
}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-11px)}}

.qcard__head{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.25rem;}
.qcard__label{font-family:var(--f-display);font-weight:700;font-size:.94rem;color:var(--ink);}
.qcard__badge{
  font-size:.7rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;
  background:rgba(37,211,102,.13);color:var(--wa-dark);padding:.3rem .6rem;border-radius:999px;
  display:inline-flex;align-items:center;gap:.35rem;
}
.qcard__badge::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--wa);animation:pulse 2s infinite;}

.qcard__row{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:.95rem 1.05rem;border-radius:var(--r);}
.qcard__row--muted{background:var(--paper);}
.qcard__row--best{background:linear-gradient(120deg,rgba(224,180,74,.17),rgba(200,145,47,.09));border:1.5px solid rgba(200,145,47,.3);}
.qcard__ins{display:block;font-family:var(--f-display);font-weight:700;font-size:.93rem;color:var(--ink);}
.qcard__meta{display:block;font-size:.78rem;color:var(--slate-light);}
.qcard__price{font-family:var(--f-display);font-weight:800;font-size:1.32rem;color:var(--ink);white-space:nowrap;}
.qcard__price small{font-size:.7rem;font-weight:600;color:var(--slate-light);}
.qcard__price--old{color:var(--slate-light);text-decoration:line-through;text-decoration-thickness:1.5px;}

.qcard__incl{list-style:none;margin:0;padding:1.1rem .35rem;display:grid;gap:.62rem;}
.qcard__incl li{
  position:relative;padding-left:1.65rem;font-size:.84rem;color:var(--slate);line-height:1.45;
  opacity:0;animation:inclIn .55s var(--ease) both;
}
.qcard__incl li:nth-child(1){animation-delay:.10s;}
.qcard__incl li:nth-child(2){animation-delay:.22s;}
.qcard__incl li:nth-child(3){animation-delay:.34s;}
.qcard__incl li::before{
  content:"";position:absolute;left:0;top:.15rem;width:17px;height:17px;border-radius:50%;
  background:rgba(37,211,102,.15);
}
.qcard__incl li::after{
  content:"";position:absolute;left:5px;top:.42rem;width:7px;height:4px;
  border-left:2px solid var(--wa-dark);border-bottom:2px solid var(--wa-dark);
  transform:rotate(-45deg);
}
@keyframes inclIn{from{opacity:0;transform:translateX(-6px)}to{opacity:1;transform:none}}

.qcard__save{
  display:flex;justify-content:space-between;align-items:baseline;
  margin-top:1.1rem;padding-top:1.1rem;border-top:1px dashed var(--line);
  font-size:.88rem;
}
.qcard__save strong{font-family:var(--f-display);font-size:1.5rem;color:var(--wa-dark);font-weight:800;}
.qcard__disc{margin-top:.85rem;font-size:.71rem;line-height:1.55;color:var(--slate-light);}

.float-chip{
  position:absolute;z-index:3;background:#fff;border:1px solid var(--line);
  border-radius:var(--r);padding:.7rem .95rem;box-shadow:var(--sh);
  display:flex;align-items:center;gap:.6rem;max-width:210px;
}
.float-chip strong{font-family:var(--f-display);font-size:1.25rem;color:var(--gold);font-weight:800;line-height:1;}
.float-chip span{font-size:.73rem;line-height:1.35;color:var(--slate);}
.float-chip--a{top:-5%;left:-9%;animation:floaty 8s ease-in-out infinite .6s;}
.float-chip--b{bottom:-4%;right:-5%;animation:floaty 9s ease-in-out infinite 1.2s;}

/* ============ MARQUEE ============ */
.marquee{background:var(--ink);color:rgba(255,255,255,.6);overflow:hidden;padding:.9rem 0;}
.marquee__track{
  display:flex;align-items:center;gap:1.5rem;width:max-content;
  animation:scroll 42s linear infinite;
  font-family:var(--f-display);font-size:.86rem;font-weight:600;letter-spacing:.02em;white-space:nowrap;
}
.marquee i{color:var(--gold);font-style:normal;}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.marquee:hover .marquee__track{animation-play-state:paused;}

/* ============ STATS ============ */
.stats{background:var(--white);padding:clamp(2.8rem,5vw,4.2rem) 0;border-bottom:1px solid var(--line);}
.stats__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(1.2rem,3vw,2.4rem);}
.stat{text-align:center;padding-inline:.5rem;}
.stat strong{
  display:block;font-family:var(--f-display);font-weight:800;
  font-size:clamp(2.1rem,4vw,3rem);color:var(--ink);letter-spacing:-.035em;line-height:1;margin-bottom:.5rem;
}
.stat span{font-size:.87rem;line-height:1.5;display:block;max-width:20ch;margin-inline:auto;}

/* ============ SECTIONS ============ */
.section{padding:clamp(4rem,8vw,7rem) 0;}
.section--alt{background:var(--cream);}
.section--dark{background:var(--ink);color:rgba(255,255,255,.72);}

.head{max-width:66ch;margin:0 auto clamp(2.5rem,5vw,3.8rem);text-align:center;}
.head--left{text-align:left;margin-inline:0;}
.head--light h2{color:#fff;}
.head p{font-size:1.04rem;}
.head--light p{color:rgba(255,255,255,.7);}

.eyebrow{
  display:inline-block;font-family:var(--f-display);font-weight:700;
  font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);
  margin-bottom:.9rem;
}

/* ============ CARDS ============ */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem;}
.card{
  position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:1.85rem 1.6rem 3.4rem;overflow:hidden;
  transition:transform .38s var(--ease),box-shadow .38s var(--ease),border-color .3s;
}
.card::before{
  content:"";position:absolute;inset:0 0 auto;height:3px;
  background:linear-gradient(90deg,var(--gold-400),var(--gold));
  transform:scaleX(0);transform-origin:left;transition:transform .45s var(--ease);
}
.card:hover{transform:translateY(-7px);box-shadow:var(--sh-lg);border-color:transparent;}
.card:hover::before{transform:scaleX(1);}
.card__ico{
  display:grid;place-items:center;width:48px;height:48px;border-radius:14px;
  background:var(--gold-soft);color:var(--gold);margin-bottom:1.15rem;
  transition:background .3s,color .3s,transform .38s var(--ease);
}
.card__ico svg{width:24px;height:24px;}
.card:hover .card__ico{background:var(--ink);color:var(--gold-400);transform:scale(1.06) rotate(-4deg);}
.card p{font-size:.94rem;}
.card__tag{
  position:absolute;left:1.6rem;bottom:1.5rem;
  font-family:var(--f-display);font-size:.71rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;
  background:var(--paper);color:var(--slate);padding:.32rem .7rem;border-radius:999px;
}
.card__tag--req{background:rgba(200,145,47,.13);color:var(--gold);}

/* ============ STEPS ============ */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;counter-reset:s;}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:2rem 1.7rem;transition:transform .35s var(--ease),box-shadow .35s var(--ease);}
.step:hover{transform:translateY(-6px);box-shadow:var(--sh);}
.step__n{
  display:inline-grid;place-items:center;min-width:46px;height:46px;border-radius:13px;
  background:linear-gradient(140deg,var(--navy-700),var(--ink));color:var(--gold-400);
  font-family:var(--f-display);font-weight:800;font-size:.95rem;margin-bottom:1.1rem;
}
.step p{font-size:.94rem;}
.step .link{margin-top:.4rem;}

/* ============ WHY ============ */
.why{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(2.4rem,5vw,4.5rem);align-items:start;}
.why__list{display:grid;gap:1.5rem;margin-top:2.2rem;}
.wrow{display:grid;grid-template-columns:auto 1fr;gap:1rem;}
.wrow__ico{
  display:grid;place-items:center;width:30px;height:30px;border-radius:50%;
  background:rgba(37,211,102,.13);color:var(--wa-dark);flex:none;margin-top:2px;
}
.wrow__ico svg{width:17px;height:17px;}
.wrow h4{margin-bottom:.3em;}
.wrow p{font-size:.93rem;margin:0;}

.why__panel{
  background:linear-gradient(165deg,var(--navy-800),var(--ink));
  border-radius:var(--r-xl);padding:2rem 1.8rem;color:rgba(255,255,255,.72);
  box-shadow:var(--sh-lg);position:sticky;top:110px;
}
.why__panel h3{color:#fff;margin-bottom:.3em;}
.why__panel-sub{font-size:.86rem;color:rgba(255,255,255,.5);margin-bottom:1.3rem;}
.lever{list-style:none;margin:0 0 1.2rem;padding:0;display:grid;gap:.15rem;}
.lever li{
  display:flex;justify-content:space-between;align-items:center;gap:1rem;
  padding:.78rem .2rem;border-bottom:1px solid var(--line-dark);font-size:.91rem;
}
.lever li:last-child{border-bottom:none;}
.lever span{color:rgba(255,255,255,.88);font-weight:500;}
.lever em{font-style:normal;font-family:var(--f-display);font-weight:700;font-size:.83rem;color:var(--gold-400);white-space:nowrap;}
.why__panel-note{font-size:.74rem;line-height:1.55;color:rgba(255,255,255,.42);margin-bottom:1.4rem;}

/* ============ PROVINCES ============ */
.prov{display:grid;grid-template-columns:.9fr 1.6fr;gap:1.3rem;}
.prov__card{
  background:rgba(255,255,255,.045);border:1px solid var(--line-dark);
  border-radius:var(--r-lg);padding:1.4rem;
  transition:background .3s,border-color .3s,transform .35s var(--ease);
}
.prov__card:hover{background:rgba(255,255,255,.085);border-color:rgba(224,180,74,.42);transform:translateY(-4px);}
.prov__card--hero{
  display:flex;flex-direction:column;justify-content:center;
  padding:2.2rem 2rem;
  background:linear-gradient(160deg,rgba(224,180,74,.16),rgba(255,255,255,.03));
  border-color:rgba(224,180,74,.32);
}
.prov__flag{
  display:inline-block;align-self:flex-start;font-family:var(--f-display);
  font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
  color:var(--gold-400);margin-bottom:.9rem;
}
.prov__card--hero h3{color:#fff;font-size:2rem;font-weight:800;margin-bottom:.5rem;}
.prov__card--hero p{font-size:.93rem;color:rgba(255,255,255,.68);margin-bottom:1.3rem;}
.prov__card h4{color:#fff;margin-bottom:.55em;font-size:.98rem;}
.prov__grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:.85rem;}
.prov__type{
  display:inline-block;font-size:.72rem;font-weight:600;font-family:var(--f-display);
  padding:.28rem .62rem;border-radius:999px;letter-spacing:.01em;
}
.prov__type--full{background:rgba(37,211,102,.15);color:#6EE7A0;}
.prov__type--part{background:rgba(224,180,74,.15);color:var(--gold-300);}
.prov__card--hero .prov__type{align-self:flex-start;}

.prov__cta{text-align:center;margin-top:2.6rem;font-size:.98rem;color:rgba(255,255,255,.6);}
.prov__cta a{color:var(--gold-400);font-weight:600;text-decoration:none;border-bottom:1px solid rgba(224,180,74,.4);}
.prov__cta a:hover{border-bottom-color:var(--gold-400);}

/* ============ TESTIMONIALS ============ */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem;}
.quote{
  margin:0;background:var(--cream);border:1px solid var(--line);border-radius:var(--r-lg);
  padding:1.9rem 1.7rem;display:flex;flex-direction:column;gap:1.1rem;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease);
}
.quote:hover{transform:translateY(-5px);box-shadow:var(--sh);}
.quote__stars{color:var(--gold);letter-spacing:.14em;font-size:.95rem;}
.quote blockquote{margin:0;font-size:.98rem;line-height:1.68;color:var(--ink);font-weight:400;flex:1;}
.quote blockquote::before{content:"\201C";}
.quote blockquote::after{content:"\201D";}
.quote figcaption{display:flex;flex-direction:column;padding-top:.9rem;border-top:1px solid var(--line);}
.quote figcaption strong{font-family:var(--f-display);font-size:.93rem;}
.quote figcaption span{font-size:.82rem;color:var(--slate-light);}

/* ============ QUOTE FORM ============ */
.quote-wrap{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(2.4rem,5vw,4rem);align-items:start;}
.quote-copy .head{margin:0;}

.contact-cards{display:grid;gap:.8rem;margin-top:2rem;max-width:390px;}
.ccard{
  display:flex;align-items:center;gap:.95rem;text-decoration:none;
  background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1rem 1.15rem;
  transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s;
}
.ccard:hover{transform:translateX(5px);box-shadow:var(--sh);border-color:var(--gold-400);}
.ccard__ico{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--paper);color:var(--ink);flex:none;}
.ccard__ico svg{width:21px;height:21px;}
.ccard__ico--wa{background:rgba(37,211,102,.14);color:var(--wa-dark);}
.ccard strong{display:block;font-family:var(--f-display);font-size:.95rem;}
.ccard span{font-size:.85rem;color:var(--slate);word-break:break-word;}

.qform{
  background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);
  padding:clamp(1.6rem,3vw,2.3rem);box-shadow:var(--sh-lg);display:grid;gap:1.05rem;
}
.field{display:grid;gap:.4rem;}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:1.05rem;}
.field label{font-family:var(--f-display);font-size:.85rem;font-weight:600;color:var(--ink);}
.field label span{color:var(--gold);}
.field input,.field select,.field textarea{
  font-family:var(--f-body);font-size:.95rem;color:var(--ink);
  padding:.82rem .95rem;border:1.5px solid var(--line);border-radius:var(--r-sm);
  background:var(--cream);width:100%;transition:border-color .22s,background .22s,box-shadow .22s;
  resize:vertical;
}
.field input::placeholder,.field textarea::placeholder{color:var(--slate-light);}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--gold-400);background:#fff;box-shadow:0 0 0 4px rgba(224,180,74,.16);
}
.field input:user-invalid{border-color:#D9534F;}

.check{display:grid;grid-template-columns:auto 1fr;gap:.65rem;align-items:start;font-size:.84rem;line-height:1.5;}
.check input{margin-top:3px;width:17px;height:17px;accent-color:var(--gold);flex:none;}
.check a{color:var(--gold);}

.qform__alt{font-size:.83rem;color:var(--slate-light);text-align:center;margin:0;}
.qform__alt a{color:var(--gold);font-weight:600;}
.qform__status{margin:0;font-size:.88rem;font-weight:600;text-align:center;min-height:1.2em;}
.qform__status.ok{color:var(--wa-dark);}
.qform__status.err{color:#D9534F;}

/* ============ FAQ ============ */
.faq-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(2.4rem,5vw,4rem);align-items:start;}
.faq-wrap .head{margin-bottom:0;}
.faq-wrap .head .btn{margin-top:1.4rem;}

.acc{display:grid;gap:.7rem;}
.acc__item{
  background:#fff;border:1px solid var(--line);border-radius:var(--r);
  overflow:hidden;transition:border-color .3s,box-shadow .3s;
}
.acc__item[open]{border-color:var(--gold-400);box-shadow:var(--sh);}
.acc__item summary{
  display:flex;align-items:center;justify-content:space-between;gap:1rem;
  padding:1.15rem 1.3rem;cursor:pointer;list-style:none;
  font-family:var(--f-display);font-weight:700;font-size:1rem;color:var(--ink);
}
.acc__item summary::-webkit-details-marker{display:none;}
.acc__item summary i{
  position:relative;width:19px;height:19px;flex:none;
}
.acc__item summary i::before,.acc__item summary i::after{
  content:"";position:absolute;left:50%;top:50%;background:var(--gold);border-radius:2px;
  transform:translate(-50%,-50%);transition:transform .32s var(--ease),opacity .25s;
}
.acc__item summary i::before{width:13px;height:2px;}
.acc__item summary i::after{width:2px;height:13px;}
.acc__item[open] summary i::after{transform:translate(-50%,-50%) rotate(90deg);opacity:0;}
.acc__body{padding:0 1.3rem 1.3rem;font-size:.95rem;animation:fadeDown .35s var(--ease);}
@keyframes fadeDown{from{opacity:0;transform:translateY(-7px)}to{opacity:1;transform:none}}

/* ============ FINAL CTA ============ */
.cta{
  position:relative;overflow:hidden;padding:clamp(4rem,8vw,6.5rem) 0;
  background:linear-gradient(150deg,var(--navy-800),var(--ink) 55%,var(--navy-900));
  color:rgba(255,255,255,.72);text-align:center;
}
.cta::before{
  content:"";position:absolute;width:640px;aspect-ratio:1;border-radius:50%;
  background:radial-gradient(circle,rgba(224,180,74,.22),transparent 65%);
  top:-45%;left:50%;transform:translateX(-50%);pointer-events:none;
}
.cta__inner{position:relative;max-width:760px;margin-inline:auto;}
.cta h2{color:#fff;}
.cta p{font-size:1.06rem;margin-bottom:2rem;}
.cta__btns{display:flex;flex-wrap:wrap;gap:.85rem;justify-content:center;}

/* ============ FOOTER ============ */
.foot{background:var(--navy-900);color:rgba(255,255,255,.6);padding:clamp(3rem,6vw,4.5rem) 0 2rem;font-size:.91rem;}
.foot__grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1.25fr;gap:2.4rem;}
.brand--foot .brand__text{color:#fff;}
.brand--foot .brand__mark{background:rgba(255,255,255,.07);}
.foot__brand p{margin:1.2rem 0 1.5rem;max-width:38ch;font-size:.9rem;line-height:1.65;}
.foot__cta{display:flex;flex-wrap:wrap;gap:.6rem;}
.foot .btn--outline{color:#fff;border-color:rgba(255,255,255,.22);}
.foot .btn--outline:hover{background:#fff;color:var(--ink);border-color:#fff;}

.foot__col{display:flex;flex-direction:column;gap:.6rem;}
.foot__col h4{color:#fff;margin-bottom:.5rem;font-size:.87rem;letter-spacing:.08em;text-transform:uppercase;}
.foot__col a{text-decoration:none;color:rgba(255,255,255,.6);transition:color .2s,transform .2s;width:fit-content;word-break:break-word;}
.foot__col a:hover{color:var(--gold-400);transform:translateX(3px);}
.foot__contact{display:inline-flex;align-items:center;gap:.65rem;}
.foot__ico{
  display:grid;place-items:center;width:28px;height:28px;border-radius:9px;flex:none;
  background:rgba(255,255,255,.07);color:rgba(255,255,255,.7);
  transition:background .25s,color .25s;
}
.foot__ico svg{width:15px;height:15px;}
.foot__ico--wa{background:rgba(37,211,102,.15);color:#6EE7A0;}
.foot__contact:hover .foot__ico{background:rgba(224,180,74,.18);color:var(--gold-400);}
.foot__contact:hover .foot__ico--wa{background:rgba(37,211,102,.24);color:#6EE7A0;}
.foot__hours{font-size:.85rem;color:rgba(255,255,255,.42);margin-top:.3rem;line-height:1.6;}

.foot__legal{margin-top:3rem;padding-top:1.8rem;border-top:1px solid var(--line-dark);display:grid;gap:1rem;}
.foot__legal p{margin:0;font-size:.82rem;color:rgba(255,255,255,.42);}
.foot__disc{max-width:95ch;line-height:1.6;font-size:.78rem;}

/* ============ FAB ============ */
.fab{
  position:fixed;right:clamp(1rem,3vw,1.9rem);bottom:clamp(1rem,3vw,1.9rem);z-index:90;
  width:58px;height:58px;border-radius:50%;display:grid;place-items:center;
  background:var(--wa);color:#fff;box-shadow:0 12px 34px -8px rgba(37,211,102,.7);
  transition:transform .3s var(--ease),box-shadow .3s var(--ease);
  opacity:0;visibility:hidden;transform:scale(.75);
}
.fab.is-in{opacity:1;visibility:visible;transform:scale(1);}
.fab:hover{transform:scale(1.09);box-shadow:0 18px 44px -10px rgba(37,211,102,.85);}
.fab svg{width:29px;height:29px;position:relative;z-index:2;}
.fab__pulse{
  position:absolute;inset:0;border-radius:50%;background:var(--wa);
  animation:ring 2.6s ease-out infinite;z-index:1;
}
@keyframes ring{0%{transform:scale(1);opacity:.55}70%,100%{transform:scale(1.7);opacity:0}}

/* ============ REVEAL ============ */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .75s var(--ease),transform .75s var(--ease);}
.reveal.is-in{opacity:1;transform:none;}

/* ============ RESPONSIVE ============ */
@media (max-width:1080px){
  .nav__links{gap:1.3rem;}
  .nav__links a{font-size:.88rem;}
  .float-chip--a{left:-2%;}
  .float-chip--b{right:-2%;}
}

@media (max-width:960px){
  .hero__inner{grid-template-columns:1fr;}
  .hero__visual{max-width:480px;margin-inline:auto;width:100%;}
  .float-chip--a{left:-4%;}
  .float-chip--b{right:-4%;}
  .why,.quote-wrap,.faq-wrap,.prov{grid-template-columns:1fr;}
  .why__panel{position:static;}
  .cards,.steps,.quotes{grid-template-columns:repeat(2,1fr);}
  .stats__grid{grid-template-columns:repeat(2,1fr);gap:2rem 1rem;}
  .foot__grid{grid-template-columns:1fr 1fr;gap:2rem;}
  .foot__brand{grid-column:1/-1;}

  .nav__quote{display:none;}
  .burger{display:grid;}
  .nav__links{
    position:fixed;inset:auto 0 0;top:var(--nav-h,112px);
    flex-direction:column;align-items:stretch;gap:0;
    background:#fff;border-top:1px solid var(--line);
    padding:.6rem var(--pad) 2rem;
    transform:translateY(-102%);opacity:0;visibility:hidden;
    transition:transform .42s var(--ease),opacity .3s;
    overflow-y:auto;box-shadow:0 24px 40px -20px rgba(10,22,51,.3);
  }
  .nav__links.is-open{transform:translateY(0);opacity:1;visibility:visible;}
  .nav__links a{padding:1.05rem .2rem;border-bottom:1px solid var(--line);font-size:1rem;}
  .nav__links a::after{display:none;}
  .nav__mobilecta{
    display:flex;margin-top:1.2rem;border-bottom:none !important;
    justify-content:center;
  }
}

@media (max-width:680px){
  body{font-size:16px;}
  .topbar__item--hide{display:none;}
  .topbar__inner{justify-content:center;}
  .cards,.steps,.quotes{grid-template-columns:1fr;}
  .field-row{grid-template-columns:1fr;}
  .hero__cta{flex-direction:column;align-items:stretch;}
  .hero__cta .btn{width:100%;}
  .cta__btns{flex-direction:column;}
  .cta__btns .btn{width:100%;}
  .float-chip{display:none;}
  .foot__grid{grid-template-columns:1fr;}
  .prov__grid{grid-template-columns:1fr 1fr;}
  .hero__ticks{gap:.55rem 1.1rem;font-size:.83rem;}
  .fab{width:54px;height:54px;}
  .fab svg{width:27px;height:27px;}
}

@media (max-width:400px){
  .prov__grid{grid-template-columns:1fr;}
  .brand__text{font-size:.98rem;}
}

/* ============ MOTION / PRINT ============ */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important;}
  .reveal{opacity:1;transform:none;}
}

@media print{
  .nav,.topbar,.fab,.marquee,.cta,.hero__bg{display:none !important;}
  body{color:#000;}
  .reveal{opacity:1 !important;transform:none !important;}
}